:root {
  --navy: #0f3554;
  --gold: #c9a24d;
  --light: #f5f7fa;
}

* {
  box-sizing: border-box;
  font-family: Arial, Helvetica, sans-serif;
}

body {
  margin: 0;
  background: var(--light);
  color: #222;
}

.container {
  max-width: 1100px;
  margin: auto;
  padding: 2rem 1.25rem;
}

.hero {
  background: linear-gradient(180deg, #0f3554, #163f5f);
  color: white;
  text-align: center;
  padding: 4rem 1.25rem;
}

.hero h1 {
  font-size: clamp(2.2rem, 5vw, 3.5rem);
  margin-bottom: 1rem;
}

.hero span {
  color: var(--gold);
}

.tagline {
  font-weight: 600;
  letter-spacing: 1px;
}

.solutions h2 {
  text-align: center;
  margin-bottom: 2rem;
}

.grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 1.5rem;
}

.card {
  background: white;
  padding: 1.5rem;
  border-radius: 10px;
  box-shadow: 0 6px 18px rgba(0,0,0,0.08);
}

.card h3 {
  color: var(--navy);
  margin-bottom: .75rem;
}

.card ul {
  padding-left: 1.2rem;
}

.cta {
  background: var(--navy);
  color: white;
  text-align: center;
  padding: 3rem 1.25rem;
}

.cta a {
  color: var(--gold);
  text-decoration: none;
  font-weight: bold;
}

.footer {
  text-align: center;
  padding: 1rem;
  font-size: 0.9rem;
  background: #e9edf2;
}